We protect you in more ways than you'd think. We'll include many coverages that do more than protect your physical structure.
The Flexi SME 365 policy provides a comprehensive policy with flexible solutions that would match the business needs of any Small and Medium Enterprise (SME). Protect your business from various threats and rest easy, knowing that your business is secured.
*Choose a minimum of 2 out of the 9 essential covers that we offer.
(1) All Risks
Coverage for property destroyed, damaged or lost by accident.
Coverage for any part of the property within the premise which is damaged or lost by burglary.
Coverage for loss of money from any cause while in transit.
Coverage for loss of money (insured) within the premises.
(4) Fidelity Guarantee
Coverage for any pecuniary loss sustained by any act of fraud or dishonesty committed by the employees.
Note: Pecuniary Loss is a loss that can be evaluated in money/financial terms.
(5) Plate Glass
Coverage for any breakage of glass.
(6) Machinery Breakdown
Coverage for any unforeseen and sudden physical loss or damage to machinery from defects, design related faults, bad workmanship etc.
(7) Group Personal Accident
24-hour worldwide insurance protection against death, permanent disablement and bodily injury caused by accidental, violent, external and visible means.
(8) Employer’s Liability
If you are legally liable to compensate your employee for any claim of any injury/illness arising from any accident in their course of employment, this coverage will provide compensation on your behalf.
(9) Public Liability
In connection with your business, if you are legally liable to compensate any third party for any claim of bodily injury and property damage, this coverage will provide compensation on your behalf.
HappyFun.Asia makes business insurance affordable via installments for business and factory owners (SMEs) in Malaysia.
* Enjoy 6 months (minimum RM500 payment) or 12 months (minimum RM1,000 payment) 0% IPP (Installment Payment Plan) when you pay with either AmBank, CIMB, Maybank or Public Bank MasterCard® or Visa Credit cards issued in Malaysia.
MA Privileges Sdn Bhd is an authorized corporate agency for AmGeneral Insurance Berhad
(PIAM Agency Registration No 186334-00)
3) Loss of profits
6) Workmen compensation
7) Employers liability
8) Personal accident
9) Public liability
11) Fidelity guarantee
13) Plate glass
14) Goods in transit
17) Contractor's all risk
18) Marine hull
19) Marine cargo
20) Equipment all risks
21) All risk
22) Engineering risk
23) Professional indemnity
24) Office bearer's liability
25) and more
MA Privileges Sdn Bhd / HappyFun.Asia reviewed our existing business insurance policies, which was over RM70K per annum, and submitted their proposal at RM42K effectively saving me over RM28K a year, every year. In addition to this 40% savings, they also extended 12 months 0% installments to me. I am happy with their services. Thank you HappyFun.Asia!